Question 1

What is stamp duty on property?

Accepted Answer

Stamp duty is a state tax you pay to legally register a property purchase. It is a percentage of the property value (or the government circle/guideline value, whichever is higher) and varies by state.

Question 2

Do women pay less stamp duty in India?

Accepted Answer

In many states — Delhi, Uttar Pradesh, Haryana, Punjab, Rajasthan, Himachal Pradesh, Uttarakhand, Odisha and others — women buyers get a concession of 1–2 percentage points. Some states (Karnataka, Tamil Nadu, Kerala, Telangana) give no gender concession, and Gujarat instead waives the registration fee for sole female owners.

Question 3

Is the registration charge separate from stamp duty?

Accepted Answer

Yes. The registration charge is a separate fee (commonly around 1%, but as high as 2–4% in some states) paid on top of stamp duty. Our calculator shows both, plus the grand total.

Question 4

How accurate are these figures?

Accepted Answer

These are researched estimates for residential urban property, with the state's official portal linked for confirmation. Always verify the exact amount at your sub-registrar office, as cesses, caps and circle rates can change the final figure.

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